body {
	margin: 0; padding: 0;
	background: #fff;
}
.body { font: 10px/10px verdana; }

#pab { position: absolute; } .emspace { font: 10px/10px arial; height: 10px; } .floatl { float: left; } .floatr { float: right; } .floatc { clear: both; } .ovhide { overflow: hidden; }
table { border-collapse: collapse; } h1, h2, h3, h4, h5 { margin-top: 0; line-height: 17px; color: #06c; } h1 { font-size: 18px; } h2 { font-size: 18px; } h3 { font-size: 16px; } h4 { font-size: 14px; } h5 { font-size: 12px; }
img { display: block; margin: 0; padding: 0; overflow: hidden; } /* SIMP IE image hack */

a { color: #f93; }

#wrapper {
	width: 968px;
	margin: 0 auto;
	margin-top: 1px;
}

#header, #content {
	width: 968px;
}

#header {
	height: 167px;
	background: #fff url(../../images/bg_headlog.gif) top left no-repeat;
	border-bottom: 1px solid #fff;
}
	#header a {
		width: 339px;
		height: 167px;
		float: left;
		display: block;
	}
	.headimgs { width: 629px; height: 167px; float: right; overflow: hidden; }
	.bgheadhme { background: #96bad2 url(../../images/bg_headhme.jpg) left top no-repeat; }
	.bgheadsub { background: #4a1b11 url(../../images/bg_headsub.jpg) left top no-repeat; }
	.headimgs img {
		float: left;
		overflow: hidden;
	}

#content {
	color: #000;
	margin: 0 auto;
	overflow: hidden;
	font-size: 11px;
}
	#contentl {
		width: 747px;
		float: left;
		background: #fff;
		border-right: 1px solid #fff;
		overflow: hidden;
	}
	#contentr {
		width: 220px;
		float: right;
		line-height: 15px;
	}

#navigation, #search {
	width: 747px;
	height: 25px;
	color: #fff;
	background: #0066cb;
	border-bottom: 1px solid #fff;
}
#navigation { overflow: hidden; /* menu styles sake */ }
#search {
	width: 220px;
	background: #06c url(../../images/bg_search.gif) right top no-repeat;
}
	#search form {
		margin: 0; padding: 0;
		position: relative; left: 7px; top: 2px; //top: 3px;
	}
	#search input {
		width: 126px;
		height: 15px;
		background: #fff;
		border: 1px solid #666;

		margin: 0; padding: 0;

		font-family: verdana;
		font-size: 9px;
		color: #06c;
	}
	#search input.searchsub {
		width: 69px;
		height: 17px;
		cursor: pointer;
		border: none;
		background: none;
		position: relative; left: 4px; top: 2px; //top: 0px;
	}
.breadcrumbs {
	height: 20px; /* 29-9 */
	padding: 9px 0 0 16px;
	color: #06c;
	background: #cbe0f5;
	border-bottom: 1px solid #fff;
}
	.breadcrumbs a { color: #06c; text-decoration: none; font-weight: bold; }
	.breadcrumbs a:hover {
		color: #ff9934;
	}
	#sidewrap {
		width: 198px;
		float: left;
	}
		#navside {
			width: 198px;
			height: 376px;
			background: #ff9934;
			border-bottom: 1px solid #fff;
		}
	.enews {
		width: 198px;
		height: 79px;
		text-align: center;
		background: #0066cb url(../../images/bg_enews.jpg) left top no-repeat;
	}
	.enews span {
		color: #fff;
		position: relative;
		top: 50px;
	}
	.sideads { width:198px; overflow: hidden }
	.sideads img, .sideads a img { border: none; }

	#maincon {
		width: 509px;
		float: right;
		padding: 20px 20px 0 0;
		line-height: 17px;
		color: #666;

		min-height: 300px;
		height: auto !important;
		height: 300px;
	}

	.homenewshd {
		width: 509px; height: 18px;
		background: url(../../images/bg_homenewshd.gif) left top no-repeat;
		border-bottom: 2px solid #06c;
	}
	.homenewshd a {
		float: right;
		font-weight: bold;
		text-decoration: none;
		position: relative; right: 36px;
	}
	.homenewshd a:hover {
		text-decoration: underline;
	}
	.homenewswrap {
		width: 509px;
		height: 120px;
		padding: 10px 0;
		overflow: hidden;
	}
	.homenewsdt {
		width: 96px;
		float: left;
		font-size: 10px;
		font-weight: bold;
		text-align: center;
		color: #ff9934;
	}
	.homenewscn {
		width: 376px;
		float: left;
	}

	.forlife { float: left; } .forwealth { float: right; }

	.forlife, .forwealth, .flhd, .fwhd, .flhd, .fwbd, .knmforft { width: 247px; }

	.flhd, .fwhd { height: 92px; }
	.flhd { background: #06c url(../../images/knmforl_1.jpg) left top no-repeat; }
	.fwhd { background: #06c url(../../images/knmforw_1.jpg) left top no-repeat; }
	.flbd, .fwbd { height: 65px; }
	.flbd { background: #f93 url(../../images/knmforl_2.jpg) left top no-repeat; }
	.fwbd { background: #f93 url(../../images/knmforw_2.jpg) left top no-repeat; }

	.knmforcn {
		width: 225px; height: 59px;
		padding: 0 10px;
		text-align: center;
		overflow: hidden;
		border: 1px solid #06c; border-top: none;
	}
	.knmforft { height: 23px; background: #06c url(../../images/knmforft.jpg) left top no-repeat; }
	.knmforft a { width: 247px; height: 23px; display: block; }

	.loginbox {
		height: 13px; /* 29-16 */
		padding: 8px 0;
		text-align: center;
		color: #fff; background: #ccc; border-bottom: 1px solid #fff;
		overflow: hidden;
	}
	.loginbox a { padding: 2px 7px; color: #fff; text-decoration: none; }
	.loginbox a:hover { background: #ff9934; }
	.loggedin {
		width: 196px; /* 220-24 */
		padding: 0 12px;
	}
		.loggedinl {
			width: 164px;
			float: left;
			text-align: left;
			overflow: hidden;
		}
		.loggedinl span { font-weight: bold; }
		.longfname {
			font-size: 9px;
			letter-spacing: -1px;
		}
		.loggedinr {
			width: 30px;
			float: right;
		}
	.logger { background: #ccc url(../../images/bg_login.gif) right top no-repeat; text-align: left; margin: 0; padding: 0; height: 29px; }
	.logger form {
		margin: 0; padding: 0;
		position: relative; left: 8px; top: 3px; //top: 4px;
	}
	.logger input.username { position: relative; left: -3px; }
	.logger input, .logger input.fol, .logger input.fon {
		width: 70px;
		height: 15px;
		margin: 0; padding: 0;
		padding: 1px 2px 0 2px;
		font-family: verdana;
		font-size: 11px;
		color: #06c;
		border: 1px solid #666;
	}
	.logger input.submit {
		width: 51px;
		height: 18px;
		cursor: pointer;
		background: none;
		border: none;
		position: relative; left: -5px; top: 2px; //top: 0px;
	}
	.advisorhd, .advisorbd, .quotehd, .quotebd, .quoteft, .calculatorhd, .calculatorbd { width: 220px; }
	.advisorhd, .calculatorhd { height: 26px; }
	.advisorbd, .calculatorbd { height: 102px; }
	.advisorhd { background: #06c url(../../images/bg_advisorhd.gif) left top no-repeat; }
	.advisorbd {
		height: 46px; /* 102-56 */
		padding-top: 56px;
		font-size: 14px;
		font-weight: bold;
		text-align: center;
		line-height: 15px;
		color: #fff;
		background: #01337f url(../../images/bg_advisorbd.jpg) left top no-repeat;
	}
	.quotehd { height: 65px; background: #06c url(../../images/bg_quotehd.jpg) left top no-repeat; }
	.quotebd {
		width: 196px; /* 220-24 */
		height: 38px;
		padding: 0 12px;
		text-align: center;
		color: #666;
		background: #eff3f6 url(../../images/bg_quotebd.jpg) left top no-repeat;
	}
	.quoteft { height: 108px; background: #dde4ea url(../../images/bg_quoteft.jpg) left top no-repeat; }

	.homeformt {
		width: 220px;
		font-size: 10px;
		color: #666;
		overflow: hidden;
	}
	.homeforml, .homeformr { height: 19px; }
	.homeforml {
		width: 96px;
		float: left;
		text-align: right;
	}
	.homeformr {
		width: 117px;
		float: right;
	}
	.homeformr input {
		width: 100px;
		padding: 1px 2px;
		font-size: 10px;
		border: 1px solid #ccc;
	}

	.calculatorhd { background: #0066cc url(../../images/bg_calculatorhd.gif) left top no-repeat; }
	.calculatorbd { background: #d3e0e2 url(../../images/bg_calculatorbd.jpg) left top no-repeat; }
	.calculatorcn {
		width: 120px;
		height: 80px;
		position: relative; left: 92px; top: 14px;
	}

	.formside {
		padding: 20px;
		color: #666;
	}

#footer {
	width: 962px; /* 968-3-3 */
	padding: 10px 3px 0 3px;
	overflow: hidden;
	line-height: 15px;
	color: #7f9ebe;
	border-top: 1px dashed #7f7f7f;
}
	#footer .copyright {
		width: 240px;
		float: left;
		font-weight: bold;
	}
	#footer .navfoot {
		width: 622px; /* IE sake */
		float: right;
		text-align: right;
	}
	#footer .pipower {
		height: 30px;
		/*font-size: 11px;*/
		font-variant: small-caps;
		background: url(../../images/_pipower.gif) 180px no-repeat;
	}
	#footer .pipower a {
		font-weight: bold;
		letter-spacing: 1px;
		text-decoration: none;
		color: #000;
	}
	#footer .pipower a:hover {
		text-decoration: underline;
	}

/*** SIMP Styles **/
.simpformt {}
.simpformt br { font: 10px/10px arial; }
.simpformt input, .simpformt select, .simpformt textarea, input.fon, input.fof, input.fer {
	width: 293px; /* 140px*/
	margin: 0; padding: 0; /* set browser consistent tone first */
	padding: 2px;
	font-family: verdana;
	font-size: 11px;
	color: #06c;
	border: 1px solid #7f9db9;
	background: #f7f8fa;
}
.simpformt select { width: auto; /* 146px */ }
.simpformt textarea { height: 80px; }
.simpformt th {
	padding: 10px 0;
	font-weight: normal;
	text-align: left;
}
.simpformt td {
	vertical-align: top;
}

input.fol { border-color: #666; }
input.fon { border-color: #0066cb; background: #fff; }
input.fof { border-color: #7f9db9; }
input.fer {
	border-color: #d4222f; background: #fbebeb;
	color: #d4222f;
	font-weight: bold;
}

input.button { width: auto; }

.error {
	font-weight: bold;
	color: #d4222f;
}

.searchtxt { color: #000; }