Young, free and single... So where do you start?  

The key focus of the 'Young & Single' life stage is financial development. No one plans to get sick, injured or to die unexpectedly. We often have a tendency to think that it won't happen to us - when we're young we think we're invincible!

Earning a good income and focusing your energies on your career are generally high priorities for most young Australians. With your income being a main focus it allows you to:

• pay the bills and the rent;

• enjoy an active social life and plan that trip overseas;

• buy a car; and

• you always aim to put some aside for savings.

Being young and single and having no dependants, you still face many risks to your current and future lifestyle that you should consider. It's worth taking a moment to consider what would happen if you lost your ability to earn an income. Consider the consequences of permanent disablement - how would you provide for yourself? While it might seem unlikely, the reality is accidents and illnesses can strike at any time, often with quite devastating consequences.

The advantage of having a personal insurance plan is that you can make relatively small payments but instantly you put into place a protection plan that can provide financial security. This means you avoid having to rely on:

• your savings, investments and assets;

• government benefits which may provide relatively small levels of income; and

• your family to provide long-term financial help.

Protect what's important. Call KNM today.